money saving tips - tips to shopping several groceries. Part 2.

another tips that we can use to shopping a several groceries.

• before we purchase an item,make sure we check the expired date
• make a survey and compare prices with another shop.
• we also can  check the price items on the website ministry in our country.
• buy only an item that are listed. don't buy something that do not need.
• make sure that we eat before go out to shopping,its because food out will make our budget run.
• don't bring children when buying a groceries.its will make our budget run because children always want to buying something that not listed like games and junk food.
• use a coupon that given by supermarket to get discount voucher and savings.
• buy item at garage sales.
• buy during a mega sales that offered by supermarket.
• check our receipt after paying the item,to make sure that we are not over - pay or miscalculated the prices of the goods.
• buy a goods at wholesales supermarket like carefour and tesco.
• do not influenced by a new product or promotion.
• ALWAYS REMEMBER,SHOPPING FOR THE NEED ONLY.

money saving tips -tips to shopping a several groceries. part 1

tips to shopping a several groceries.

how much salary that u get in one month?..

obviously, when we get salary ,the important thing that we do is buy kitchen essential such as food,vegetable,egg,oil and many more,.. its a important routine to all of us,..

there is a several tip how to save our money 

while shopping a several groceries.

• Plan and list items to buy,. always remember to purchase good that IMPORTANT.
• cook to the executive.see the number of our family and don't be wasting.
• do not cook something that have a less nutrition such as vitamin and minerals
• consult your doctor to find out what the best balanced diet. must enjoying the food diet to make us healthy all the time.
• take food in small quantities first and add later if need. its for sure we not wasting.
• if we kept a animal like a cat or chicken,give only a good waste food to avoid our pet from sick.
• Avoid from eating a junk food.
• reduce sugar in drinks and cuisines.
• reducing a coloring and flavoring added.
• if u are smoking, always remember to leave the smoking habit. i know its to hard but always remember we are not only burnt our money but also our healthy organ such as lungs.
• bring a food that we cook to the office and also supplies our children too.besides a delicious and healthy food that we supply to our family we also can save their budget to buy a food.

we must remember that we need to care our balanced diet because if someone in our family get sick we have to go out hard more money for medical expenses. as a conclusion,

take care of our health

money saving tips

do you need credit card?

A credit card is a card issued to users as a system of payment. It allows its holder to buy goods and services based on the holder's promise to pay for these goods and services.

                      

the first tips to saving money is

 we must not expenses over a budget,but when we had a credit card,we can hold the payment.

credit card are main factor that will make us over a budget. 

so its very reasonable we mush and need to  whether the credit card is still needed or not..

not all that,..we should know the advantages and disadvantages of using credit card.

advantages of credit card:

• many credit card companies will give discount,bonuses,rewards,incentives goods and many more to customer.
• make online purchase are more easily.
• can be use in an emergency and in desperate attempt to need the money immediately.
• no need to carry many cash

disadvantages of credit card:

• tend to spend more than a budget
• you have to spend big to collect points. so, do not never effected.
• many credit card owner cannot manage the credit card nicely until declared bankrupt by the court.
• if a credit card was stolen ,we had to pay the debts that has been stolen by thieves.
• if we only use a credit card for once per year,its more better we canceled it because credit card interest per year is 18%.
•  
• There are additional fees and charges if you pay by credit card.
• if we only pay the minimum on each the month,we take a long time to pay credit card debt.

there are several tips using a credit card.

•  
• . Read the terms and conditions before intends to engage credit card.
•  
•  Pay your credit card debt as soon as possible and do not delay!
•  
• Set your spending limit based on your income get.

Hopefully this tips can help you. 

Remember, credit cards only financial instruments provided by the bank.

 It's up to you to assess whether or not have a credit card.

meaning of money saving

what is money?

money is any object that can be a payment for goods and services and repayment of debts in a given country or socio-economic context.its also known as medium of exchange ,unit of account and a store value.

 Any kind of object or secure verifiable record that fulfills these functions can serve as money.


what is saving?

saving is money that we saved,especially in bank,.
saving also can determined as money that we do not need to use or spend.


what is money saving?


money saving is money that we not use but we save and use at future,.
its also determined as ways that we save our money.
we will discuss about it later but the important think is we should know how to manage our money. after we had knowledge about management our money,we will easily saving our money,..also can stay away from wasteful habits.